Want to get fully prepared for a bank job interview? I'm going to pinpoint 24 basic and advanced level bank interview questions. Some of these questions are tricky, while others are nothing but some mind-game. Therefore, I'm not going to provide answers to common bank interview questions because many of you already know their answers. Instead, I plan to highlight some tricky or important banking job interview questions; the sole purpose of these questions is to judge you as the right candidate for the banks job Pakistan.

Basic Interview Question Collection

Here are some questions which are asked in a bank job interview to better understand your primary concept and knowledge about the banking sector.

1. What is a bank?

2. What is a commercial bank?

3. What do you know about Commercial banks? Name a few

4. What are the different financial institutions?

5. What is meant by Accretion And Dilution?

6. What do you know about Investment banks?

7. What does an industrial bank do?

8. What are inflation and deflation?

9. What do you know about the prime rate?

10. Who is a banker?

11. What is the responsibility of a banker?

12.  What are the big investment banks?

13. What are the different types of account in a bank?

14. Who can open an account in Bank?

15. What do you know about debit or credit cards?

16. Kindly define cooperative banks

17. What do you know about Islamic banking in Pakistan?

18. What is better for a company: Equity finance or debt financing?

Now, after taking a bird's eye view at this collection of basic banking interview questions, you know deep down that answers are ready. In case you are confused about any subject, Google those questions, and there will be a ton of responses. You can tap on your mind and store the best solution in your memory chip until the date of the interview knocks at your door.

Collection of Advanced and Tricky Bank Interview Questions

Let's start exploring some questions which require some careful and concise answers. 

18. Why Did you decide to take a job as a Banker?

An interviewer asks this kind of question to dig down deeper into your personality, so he gets a chance to see whether you have the much-needed motivation or not. In simple words, you need to show off your motivation while answering. Motivation should be the first and integral part of your solution, other components of your answer could be some interesting stories and personal insight.

Example Answer: I think that the financial industry has a broad scope in Pakistan. It would let me make the most from my accounting, problem solving and analytical skills. Since my teenage years, I dreamt of a Pakistan Bank Job which could let me play with logic and numbers. I am an ambitious guy who wants to learn more from this financial world by adding value to the life of my customers. 

19. Are you a Good Fit for this Bank?

It is one of the common Bank interview questions; even many other job interviewers ask the same problem. The underlying intention behind asking such a question is to know whether you understand your role and responsibility associated with the job or not. Make sure you design an answer by keeping in mind these two points. Besides, give your solution a finished look with a bit of honesty.

Example Answer: While I was reading your specific job requirements on "mention job board name", it occurs to me that my customer care skills, experience, and knowledge make me a right fit for this position. I know that my smart investing decision can make a significant financial difference in your Bank. I am dedicated who knows how to do his job with accuracy and proficiency.

20. Did you ever encounter an angry customer? If yes, then tell us how you handle him.

A bank is a diverse work environment, where different kinds of customers come and go regularly. An interview may like to have an insight into your interpersonal and communication skills while asking this kind of bank job interview questions. Another reason could be checking a way you control a bad situation. Get some tips from Forbes.

Good news is that you can go a bit frank at this stage. You can tell the whole story while showing your image as a person who can deal well even in bad situations and with angry or annoying customers.  

Example answer: It usually happens once in a month that you encounter a customer whose mood is not in your favor. Let me walk you through a time when I met Mr Hassan. He wasn't happy about the offers they are getting from our program. He had some unrealistic expectation for our new program. I went to them and explained the whole plan once again but in a very simple to understand words. I told him what would benefit him and when he could attain them. It took me only 15 minutes to get back in his Good books. If I didn't do that, our Bank might have lost a long-standing customer.

21. If there is a confused customer, What would you do?

An essential requirement to excel in the banking sector is to know how to deal with a variety of people. So, the employer would ask similar nature bank interview questions, so he can test your interpersonal skills and also get an idea the way you deal with people. 

Example Answer: Customers always get confused when there is something new or challenging in a program. I use easy words which my customer can digest without thinking twice.

22. What are your biggest strengths?

It is a universal bank job interview question, but it is tricky. Although, an interviewer already go-through your resume where you write about your crucial strength, still he wants to look you in the eye and demand an answer. Why does he do that? So, you can not only mention your strength but also elaborate a little. For example, if your a smart team leader then quote some real-life examples to showcase your vigorousness.

23. What kind of work environment makes you feel comfortable?

Here your interviewer wants to check your interaction skills. Since you are going to work in a bank, make sure you demonstrate the same kind of environment in the answer. Never say, I feel good when I work alone. Instead, Focus on team effort and leadership. Also read why Likable Leaders seem more effective.

24. What does bring the best results in the Banking sector?

Employees are the best driving force in a bank. If you pick the right candidate to do a job and every candidate work as required, then you make your customers happy, generate leads, enrich financial account, grab investment and flourish in the long run. Positive ROI is only possible for a bank when the HR team fill job openings with the right set of skilled and experienced people.

When you are searching for latest Banks jobs in Pakistan at Pk.Fratres.net or other job portals, Make sure you thoroughly review all these interview questions for banking jobs. They might help you secure bankers jobs in Top commercial banks of Pakistan such as  Bank Al-Habib, United Bank Limited, Askari Bank, Bank Alfalah, Standard Chartered or many others.

Best of luck!

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• https://pk.fratres.net/career-advice/explore-your-ultimate-guide-for-seeking-career-in-finance